As one of the area’s largest benefit consulting firms, we are able to offer comprehensive benefit options designed specifically for your company’s culture at reduced costs. Our large volume of business, strong carrier relationships, and claims cost control strategies allow us to create innovative benefit solutions and negotiate the lowest possible premiums on your renewal.
Benefit Consulting
Find the right strategy to offer competitive benefits through:
- Self-Funded & Level-Funded Plans
- Consortium Plans
- Fully Insured Plans
- Preferred Employer Organizations (PEOs)
- Reference Based Pricing
Beneserv Alliance – Redefining Self-Funding
Interest in self-funding has exploded since the introduction of the ACA, but historically there hasn’t been a safe and effective alternative in the 25-1000 life market. To truly have an advantage in the market, it’s time to consider BeneServ Alliance.
Developed and administered by BeneServ, the Alliance is a real solution for companies with at least 25 employees. The time-proven, producer-driven program leverages BeneServ’s stop loss purchasing power and provides greater control and transparency for employee benefits. It’s a health insurance alternative that is client-focused, offering greater protection and savings.
LOWER COSTS & BETTER RETURNS
- The BeneServ Alliance’s purchasing power secures stop loss insurance at wholesale pricing, along with volume discounts
- Independent actuaries price the program—not the insurance carrier
- Claim risk is limited and capped; volatile risk is transferred to the stop loss carrier
- Pay only for what you use and retain 100% of unused cash at the end of each year
THE VALUE OF BENESERV ALLIANCE
- Eliminate the pitfalls of stand alone self-funding or carrier level-funded products
- Control overbenefits and choice of ASO/TPApartner
- Healthy balance of fixed costs vs. claims funding
- Full transparency of all claims and premium
- No risk sharing on capital investment
VOLUNTARY SUPPLEMENTAL BENEFITS
Your employees can purchase additional benefits through Aflac and other popular voluntary carriers, via payroll deduction, giving them:
- Individual and Group Disability, Accident, Critical Illness, Cancer, Hospital Indemnity, Medical GAP, Life Insurance
- Proprietary Plans
- Guaranteed Acceptance Plans
- One-to-One Sessions, Group Meetings, Auto Enrollments, etc.